a car
Is vehicle repair a legal obligation?

Technically, no. You may need to get a vehicle repaired if a lien with a bank or other type of lender exists.

Can an insurance company dictate which body shop I use?

"Steering" is the term for this practice, and it is illegal in most states. An insurance company should never compel you to use a particular body shop to avoid breaking the law.

Does the insurance company have to pay for a non-repaired vehicle?

If you do not choose to have a vehicle repaired, you are still entitled to a payout that equals restoration to pre-loss condition or the vehicle's cash value. The amount that you receive is whichever is the lesser of the two.

What is “pre-loss condition”?

Pre-loss condition describes the exact condition of your vehicle right before a collision. You are indemnified by the vehicle being restored to this condition by the insurance provider. This means that your vehicle will not improve in condition but should never diminish.

How many estimates do I need?

You shouldn't need to get estimates, but it is recommended in many cases. Insurance companies typically use an appraiser to assess your vehicle and estimate the damage and diminished value.

Why does the estimated amount differ between the insurer and that from my shop?

There are various factors upon which a body shop and insurance appraiser may disagree. Repair times, visible damage, experience and whether "aftermarket" or new parts are used are just some of the considerations.

What are “after-market” parts?

The original equipment manufacturer does not make aftermarket parts. These parts are known by many terms, including "Like Kind and Quality Parts (LKQ)," "Quality Replacement Parts (QRP)," or "Economy Parts."

Is of "like kind and quality" an accurate term?

These parts are typically substandard compared to those developed by the original equipment manufacturer. As a point of interest in the industry, countless independent studies have determined that these parts are largely inferior in quality.

What is the difference between so-called "Quality Replacement Parts" and vehicle manufactured components?

One of the major issues with so-called quality replacement parts is "fit," which refers to how these components align with other components. In order to create QRPs, producers must reverse manufacture the original. This results in the need to rework components in various ways, leading to potential damage or inferior performance.

What are the drawbacks of aftermarket parts?

Use of aftermarket parts may void the factory warranty of your vehicle. On a more domestic level, these parts are often sourced internationally, impacting U.S. manufacturing.

Can my insurance company force me to accept aftermarket parts?

This should not happen, but customers are often tricked into accepting aftermarket parts. You can seek help from our Wreck Check Car Scan Center. Alternatively, a government insurance commissioner in your state can provide support.

How can I avoid these inferior parts?

The Wreck Check Car Scan Center can assist based on your unique circumstances. It is important to shop around for the best insurance policy, always ensuring that you read and understand each policy. You may encounter language that suggests using inferior components, which is something that you can raise with the appropriate elected officials in your state.

Our happy clients!

Wreck Check Atlanta is the leader in Post Repair Inspections, Diminished Value Assessments and detecting Improper and Unsafe Repairs. Due to our success we have many satisfied clients that would like to tell you about their experience with our company.

  • Amazing! He told me early on how much money he was going to be able to get me and he was spot on. I paid a small fee to get thousands more in my diminished value claim than the insurance company was offering. Further, RJ was very easy to get in contact with. He responded to my emails almost instantly. The whole process went by so quickly once he was involved. I would recommend him to anyone.

    Hunter Owens
  • My insurance company offered me 37 bucks in diminished value. My case was slightly complex due to the insurance companies appraiser being stubborn and difficult. It had to be escalated to an unbiased umpire for a final binding decision. I wasn't expecting for it to go this far however it did. I ended up getting close to 3K back. RJ is extremely professional and he fights for you. The only issue to me is his preferred method of communication which is by email. Which i became accustomed to because he responds more prompt that way. He generated a 30 to 40 page report. He works extremely hard and for that I'm appreciative.

    Ricky Major
  • RJ is Awesome! He got me 10x what the insurance company offered on a 2 year old accident. Also, I traded the car in 7 months ago so I no longer had it. If I could share this experience with every person I see I would. I’ve already told several family and friends, it’s really just unbelievable to me! If you have any question what so ever, I promise his fee will be the best $275 you’ll ever spend!!

    Paras Raichura
  • Very responsive and professional. Helped me through the process step by step. I know that without their help I would not have gotten any money from the insurance company, literally pennies on the dollar without Wreck Check!

    Mayra Saldana
  • RJ Sweeney is very quick, effective, and efficient. He got me more money out of my car’s value after my insurance company low-balled me. Use him!!!

    Jessica Via
  • Helped us through the process. Very responsive. We were able to get more than we originally though. Thanks, RJ!

    Dani Senne
  • This was my first time working with a diminished value appraiser and RJ Sweeney made it an amazing experience. He helped me get 10 times the amount of the original offer from the insurance company

Need help now?

Call us for immediate service!

Call: 770-675-1828
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