In the state of Tennessee, consumers are afforded certain protections related to insurance rules. The law sets forth “standards for investigation and disposition of claims.” If you believe you are the victim of unfair claims settlement practices, there are provisions in the law to protect your rights.

While the Tennessee Department of Commerce and Insurance Rules are accessible to consumers, the legal content is not easy to consume or understand. Much of the language used is legalese, which may leave you feeling confused and frustrated.

At Wreck Check Atlanta, we specialize in auto repair appraisals in Tennessee. Our professional appraisers are familiar with the state laws and how they may impact your case. Disputes can drag on with no clear end in sight. When you struggle to reach a settlement, it is time to seek help from specialists.

Deconstructing Auto Insurance Laws

It is our job to understand and correctly interpret Tennessee Department of Commerce and Insurance Rules. As professional appraisers, the team at Wreck Check Atlanta can negotiate with your insurance adjuster and help resolve disputes.

We produce independent reports that can detail inherent damage, collision damage and any post-repair damage. The value of your vehicle may diminish due to several factors. Existing damage combined with damage in the aftermath of an accident can mean you are losing out financially.

Several practices may diminish the value of your vehicle. Many of these practices are avoidable or even against the law. For example, the insurer may compel you to use a specific auto repair facility. Acting on instructions from the insurance company, the body shop may then use inferior or used parts.

Vehicles often leave the body shop in worse shape than they were before restoration. This can result in mechanical failures and inadequate safety and impact your vehicle’s appearance. All of these issues unnecessarily diminish the value of the vehicle.

If you are in dispute with your insurance company in Tennessee, reach out to Wreck Check Atlanta for representation and services today. We can provide a second opinion prior to repairs or carry out post-repair appraisals.