First Party Vs Third Party (In states other than GA, NC & SC) Alpharetta, GA

It is important to read all the terms when considering an insurance policy. At Wreck Check Atlanta, we also recommend shopping around. If you need to make a first-party or third-party claim, the process will differ from state to state.

First-Party Claims

Simply put, first-party claims are filed by “the insured” through the individual’s insurance provider. There are instances where you have nowhere else to turn for a diminished value claim. For example, hitting an animal in an unavoidable accident would fall under first-party claims. In these claims, roughly half of the claimants may receive a settlement. However, this depends on the content of your policy and the state in which you live. It is also important to note that outcomes will also depend on whether you claim uninsured, underinsured or collision insurance.

Third-Party Claims

When you make a third-party claim, roughly 99% of claims are successful. You should recover diminished value based on tort law. No-fault individuals are entitled to receive compensation for vehicle damage. In law, this is known as being “made whole.” The insured party is at-fault, which means they are liable for the diminished value of a damaged vehicle.

Settling a Diminished Value Claim

Most claimants can expect to reach a settlement within 30-45 days in a diminished value case. However, this timescale is dependent mainly on using a diminished value appraisal service. Wreck Check Atlanta can provide extensive reports that are typically sent to customers in a week. Your report will contain a demand letter, diminished value appraisal and instructions.

Diminished Value Claim Appraisal

Countless scenarios may merit filing a first-party claim. The process can prove difficult to navigate alone. If you are concerned about losing out on your diminished value claim, consulting with a specialist such as Wreck Check Atlanta is recommended. We offer services from licensed diminished value professionals in all 50 states.

Call our offices today for a free initial assessment of your case. We can help you negotiate with insurance companies and body shops or provide crucial support to your attorney.

Our happy clients!

Wreck Check Atlanta is the leader in Post Repair Inspections, Diminished Value Assessments and detecting Improper and Unsafe Repairs. Due to our success we have many satisfied clients that would like to tell you about their experience with our company.

  • Amazing! He told me early on how much money he was going to be able to get me and he was spot on. I paid a small fee to get thousands more in my diminished value claim than the insurance company was offering. Further, RJ was very easy to get in contact with. He responded to my emails almost instantly. The whole process went by so quickly once he was involved. I would recommend him to anyone.

    Hunter Owens
  • My insurance company offered me 37 bucks in diminished value. My case was slightly complex due to the insurance companies appraiser being stubborn and difficult. It had to be escalated to an unbiased umpire for a final binding decision. I wasn't expecting for it to go this far however it did. I ended up getting close to 3K back. RJ is extremely professional and he fights for you. The only issue to me is his preferred method of communication which is by email. Which i became accustomed to because he responds more prompt that way. He generated a 30 to 40 page report. He works extremely hard and for that I'm appreciative.

    Ricky Major
  • RJ is Awesome! He got me 10x what the insurance company offered on a 2 year old accident. Also, I traded the car in 7 months ago so I no longer had it. If I could share this experience with every person I see I would. I’ve already told several family and friends, it’s really just unbelievable to me! If you have any question what so ever, I promise his fee will be the best $275 you’ll ever spend!!

    Paras Raichura
  • Very responsive and professional. Helped me through the process step by step. I know that without their help I would not have gotten any money from the insurance company, literally pennies on the dollar without Wreck Check!

    Mayra Saldana
  • RJ Sweeney is very quick, effective, and efficient. He got me more money out of my car’s value after my insurance company low-balled me. Use him!!!

    Jessica Via
  • Helped us through the process. Very responsive. We were able to get more than we originally though. Thanks, RJ!

    Dani Senne
  • This was my first time working with a diminished value appraiser and RJ Sweeney made it an amazing experience. He helped me get 10 times the amount of the original offer from the insurance company

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Call us for immediate service!

Call: 770-675-1828
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