Appraisal Clause or Right to Appraisal Alpharetta, GA

The appraisal clause in your insurance policy can help you resolve disputes over vehicle repair costs, diminished value, and total loss value. Understanding this clause can be advantageous in navigating these disputes.

What is an Appraisal Clause? An appraisal clause is a standard feature in most insurance policies. It allows you and your insurer to settle disagreements about the amount of a loss. This clause is typically found in the “Damage to Your Auto” section of your policy.

Step 1: Invoking the Appraisal Clause
If you and your insurer can’t agree on the amount of a loss, you can invoke the appraisal clause by writing to your insurer. This can be done via certified mail with a return receipt or email (confirm receipt with your claims agent).
Step 2: Selecting Appraisers
Each party selects an appraiser to assess the loss. You will pay for your appraiser, and your insurer will pay for theirs. Choose an appraiser with experience in the type of dispute and appraisal process you are dealing with, ensuring they are objective and impartial.
Step 3: Reaching a Conclusion
The two appraisers will assess the loss and attempt to agree on a settlement amount. If they cannot agree, they will select a neutral third-party appraiser, known as an umpire. The decision agreed upon by any two of the three appraisers will be binding. You and your insurer will share the cost of the umpire.

For more information on the appraisal clause process in Georgia, contact Wreck Check Atlanta today.

Diminished Value Simplified Process for Going Through Your Own Insurance Company
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Total Loss Simplified Process for Going Through Your Own Insurance Company
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Our happy clients!

Wreck Check Atlanta is the leader in Post Repair Inspections, Diminished Value Assessments and detecting Improper and Unsafe Repairs. Due to our success we have many satisfied clients that would like to tell you about their experience with our company.

  • Amazing! He told me early on how much money he was going to be able to get me and he was spot on. I paid a small fee to get thousands more in my diminished value claim than the insurance company was offering. Further, RJ was very easy to get in contact with. He responded to my emails almost instantly. The whole process went by so quickly once he was involved. I would recommend him to anyone.

    Hunter Owens
  • My insurance company offered me 37 bucks in diminished value. My case was slightly complex due to the insurance companies appraiser being stubborn and difficult. It had to be escalated to an unbiased umpire for a final binding decision. I wasn't expecting for it to go this far however it did. I ended up getting close to 3K back. RJ is extremely professional and he fights for you. The only issue to me is his preferred method of communication which is by email. Which i became accustomed to because he responds more prompt that way. He generated a 30 to 40 page report. He works extremely hard and for that I'm appreciative.

    Ricky Major
  • RJ is Awesome! He got me 10x what the insurance company offered on a 2 year old accident. Also, I traded the car in 7 months ago so I no longer had it. If I could share this experience with every person I see I would. I’ve already told several family and friends, it’s really just unbelievable to me! If you have any question what so ever, I promise his fee will be the best $275 you’ll ever spend!!

    Paras Raichura
  • Very responsive and professional. Helped me through the process step by step. I know that without their help I would not have gotten any money from the insurance company, literally pennies on the dollar without Wreck Check!

    Mayra Saldana
  • RJ Sweeney is very quick, effective, and efficient. He got me more money out of my car’s value after my insurance company low-balled me. Use him!!!

    Jessica Via
  • Helped us through the process. Very responsive. We were able to get more than we originally though. Thanks, RJ!

    Dani Senne
  • This was my first time working with a diminished value appraiser and RJ Sweeney made it an amazing experience. He helped me get 10 times the amount of the original offer from the insurance company

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